⚠️ Foreclosure can happen fast. Don't wait. Call us today: 772-453-3880
⏰ Foreclosure Relief — Act Before It's Too Late
Facing Foreclosure? There Is a Way Out — Without Losing Everything.
We stop your foreclosure immediately, pay every dollar you owe the bank, and put cash in your hands — all without leaving a foreclosure on your credit file for seven years.
Every day counts when foreclosure is looming. Our program has helped families keep their dignity and their credit — even after the bank filed. Call 772-453-3880 or scroll down to learn how.
We Understand Your Situation
You Are Not Alone — And You Have Options
Life happens. Job loss, medical bills, divorce, or a sudden income drop can push any responsible homeowner to the edge. We have been there ourselves.
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Missed Mortgage Payments
Back payments, late fees, and interest are piling up and the bank is threatening action. We pay all of it — in full.
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Foreclosure Notice Filed
Once the bank files, the clock is ticking. Our program can stop the process even after a notice has been issued.
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Credit Score at Risk
A foreclosure stays on your credit file for seven years, making it nearly impossible to rent, borrow, or rebuild. We help you avoid that entirely.
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Nowhere to Go, No Cash
Moving costs money you don't have. We provide a cash payment to cover your moving expenses and living costs for three to six months or more.
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Equity You've Built Is Disappearing
Years of payments and improvements are at risk. Our equity share plan ensures you receive a fair share of the value you have built in your home.
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Predatory "We Buy Houses" Offers
You've probably received lowball cash offers that feel insulting. We are different — we are former homeowners who have been through this ourselves.
The Home Resolution Solution
We Stop Foreclosure, Pay What You Owe, and Put Cash in Your Hands
Our Equity Share Plan is a complete financial rescue — not a lowball offer. Here is exactly what we do for you:
✓Pay all back mortgage payments in full — immediately stopping the foreclosure process.
✓Pay all back property taxes, HOA fees, liens, and legal fees owed to any party.
✓Provide you with a cash equity share payment to cover moving expenses and 3–6 months of living costs.
✓Take over all ongoing mortgage payments so you have zero financial obligation going forward.
✓Protect your credit file — no foreclosure ever appears, allowing you to rebuild and qualify for a new mortgage much sooner.
✓Secure your position with a Performance Deed held by a licensed title company — your legal protection is built into the transaction.
When we take over your mortgage "subject to" existing financing, we provide you with a Performance Deed held in trust by the title company that closed the transaction.
If we are ever late on your mortgage payment by more than two days beyond the due date, the Deed is automatically returned to you — and we forfeit every dollar we have invested: back payments, taxes, repairs, remodeling costs, and your cash payment.
⚖️ Legally Binding — Recorded by Title Company
Your Security Comes First
We Put Our Money at Risk — Not Yours
We invest a significant amount of capital into every transaction. That is precisely why we take the mortgage "subject to" existing financing — and why your protection is ironclad.
📋The mortgage remains in your name temporarily while we make every payment on time — protecting your credit from the moment we close.
🏗️We invest in the property — remodeling, repairs, and maintenance — at our own expense, increasing its value.
🔄We resell or rent the property. When the new buyer refinances (typically within 2–3 years), your original mortgage is paid off in full and removed from your name.
✅At that point, the mortgage is fully satisfied, your name is clear, and your financial recovery is complete.
We believe in complete transparency. If you don't find your answer here, call us directly — there is no such thing as a question we won't answer honestly.
Home Resolution Services, LLC is a Florida-based company founded by two former homeowners who personally experienced the foreclosure process. Our founders built this company specifically to offer the kind of fair, transparent alternative they wished had existed when they faced the same crisis.
Yes, absolutely. Your initial consultation is completely free and entirely confidential. We will listen to your situation, explain your options, and answer every question you have — with no obligation whatsoever. If our program is not the right fit for you, we will tell you honestly.
Unlike predatory cash buyers who offer pennies on the dollar, we offer a comprehensive equity share plan that pays all of your debts, provides you with cash, and protects your credit. Our founders have personally experienced foreclosure and built this program to be the alternative they wished had existed. Every transaction is handled through a licensed title company with full legal documentation.
Any homeowner who is behind on their mortgage payments and facing the possibility of foreclosure may be eligible. This includes situations involving job loss, medical hardship, divorce, reduced income, or any other financial difficulty. We evaluate each situation individually and work to find a solution that serves your family's best interests.
Yes. When we take over your mortgage "subject to" the existing financing, we immediately pay all back payments, late fees, taxes, HOA fees, liens, and legal costs owed. This brings the loan current and stops the foreclosure process. The bank receives everything it is owed, and the foreclosure action is halted.
Home Resolution Services, LLC pays your equity share directly at or before the closing. We can discuss advance payments prior to formal closing if your situation requires immediate funds. All payment terms are documented in writing before any agreement is signed.
Your equity share is calculated based on several factors: the current market value of your property, the outstanding mortgage balance, the total amount of back payments, taxes, fees, and legal costs we must pay to cure the default, and the estimated cost of any repairs or improvements the property requires. We present this calculation transparently so you understand exactly how your payment is determined.
Your protection is built into the legal structure of the transaction. We provide a Performance Deed that is held by the title company. If we are ever late on your mortgage payment by more than two days beyond the due date, the Deed is returned to you automatically — and we forfeit every dollar we have invested in the property, including back payments, taxes, repairs, and your cash payment. We have enormous financial incentive to perform.
The amount you receive depends on the total costs we must absorb: curing the mortgage default, paying all back taxes and fees, funding any necessary repairs, and covering transaction costs. We share the net equity with you fairly. We encourage you to contact us directly so we can review your specific numbers and provide a clear, written offer — with no obligation to accept.
Yes. If your situation requires immediate financial assistance, we can discuss advance payments prior to the formal closing, provided we have reached a written agreement. This is evaluated on a case-by-case basis and is documented in the agreement to ensure full transparency for both parties.
Your mortgage remains in your name temporarily while we make every payment on time. We renovate and either rent or resell the property. When the new occupant refinances — typically within two to three years — the proceeds pay off your original mortgage in full. At that point, the loan is completely satisfied, your name is removed, and your credit continues to recover.
That is completely your right and we respect it fully. If after our consultation you decide our program is not in your best interest, simply let us know and we will immediately remove your information from our records and make no further contact. There is zero pressure and zero obligation at any stage of our conversation.
Who We Are
We Have Been Exactly Where You Are Right Now
Home Resolution Services, LLC was founded by two former homeowners who personally experienced the pain and humiliation of losing a home to foreclosure. We know what it feels like to receive insulting lowball offers from investors who see your crisis as an opportunity to profit at your expense.
We built this company to be the alternative we wished had existed. Our Equity Share Plan is designed to treat you with the dignity and respect you deserve — providing real financial relief, legal protection, and a genuine path to recovery.
We are based in Sebastian, Florida and serve homeowners throughout the state. Every consultation is handled personally and confidentially by our founding team.
"We have been insulted by the same ridiculous offers from players trying to take advantage of our misfortune. We built Home Resolution Services to provide a real alternative — one that respects your situation, protects your rights, and gives your family a genuine fresh start."
Your Foreclosure Does Not Have to Define Your Future
One confidential phone call could change everything. Our team is ready to listen, answer your questions, and show you a clear path forward — at no cost and with no obligation.
Fill out the form below or call us directly. All information you share is kept strictly confidential. We will respond within one business day.
Reach Us Directly
Our founders personally handle every inquiry. You will speak with someone who understands your situation — not a call center. We are here to help, not to pressure you.
Mailing Address13537 US Hwy 1, PMB 74, Sebastian, FL 32958
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Office HoursMonday – Friday, 9:00 AM – 5:00 PM EST
🔒 Your Privacy is Guaranteed.
Everything you share with us is completely confidential. If after speaking with us you decide our program is not right for you, we will immediately remove your information from our records and never contact you again.
Request a Free Consultation
No obligation. No pressure. 100% confidential.
✅ Thank you! We received your request and will contact you within one business day.
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